Personal

Individual Retirement Accounts (IRA's)

Start saving for your retirement with a Platte Valley Bank IRA. Combine security with greater earning potential.

SECURE Act Updates

CARES Act Updates

All Platte Valley Bank IRA's offer:

• Online Banking

Traditional IRA
Roth IRA
Simplified Employee Pension (SEP) IRA
Educational IRA
Retirement Calculator

Traditional IRA

• Certificate of Deposits available for 12 or 30 month - $500.00 minimum
• Variable savings account available - no minimum required
• Taxes deferred on earnings until withdrawn
• Contributions can be tax-deductible*
• Competitive rates

* Consult your tax advisor. Certain restrictions may apply.

Roth IRA

• Certificate of Deposits available for 12 or 30 month - $500.00 minimum
• Variable savings account available - no minimum required
• Non-deductible investment*
• Allows tax-free withdrawals for specific reasons after a 5 year holding period
• Competitive rates

* Consult your tax advisor. Certain restrictions may apply.

Simplified Employee Pension (SEP) IRA

• Allows employer to provide a retirement plan for employees
• Certificate of Deposits available for 12 or 30 month - $500.00 minimum
• Variable savings account available - no minimum required
• Taxes deferred on earnings until withdrawn
• Contributions can be tax-deductible*
• Competitive rates

* Consult your tax advisor. Certain restrictions may apply.

Educational IRA

• Allows distributions for a child's educational expenses
• Certificate of Deposits available for 12 or 30 month - $500.00 minimum
• Variable savings account available - no minimum required
• Taxes deferred on earnings until withdrawn
• Competitive rates