Personal
Checking Accounts
All Platte Valley Bank Checking accounts offer:
Free Checking
Personal Checking
Senior Citizen Checking
Health Savings Account
NOW Checking
Money Market Account
VISA Debit / ATM Card
Free Checking
- No minimum balance required
- No monthly service charge
- Unlimited check writing
- Statements received electronically
Personal Checking
- Transaction fee and service charge waived for customers 24 years of age or younger
- Check images are included with statement
- Service charge and transaction fee will be waived when a $250.00 daily minimum balance or a $500.00 average daily balance (per statement cycle) is maintained
- Lower minimum balances are subject to a service charge of $5.00 and an additional transaction fee of $.10 for each debit in excess of 20 per statement cycle
Senior Citizen Checking
- Free checking for customers 62 years of age or older
- No minimum balance required
- Notify us if you qualify
Health Savings Account
Tax-advantaged account that can be established to pay for qualified medical expenses for the account holder, their spouse, and dependents.
- Interest-bearing account for individuals with a high deductible health plan (see current rate)
- Tax-free withdrawals for qualified medical expenses
- Account set-up fee of $10.00
- Transfer fee of $25.00 to relocate account to another institution
NOW Checking
- No minimum balance required
- Unlimited check writing
- Interest is earned on daily balances of $1000.00 or more (see current rate)
- Service charge of $10.00 is waived by maintaining a $1,000.00 daily balance
Money Market Account
- No minimum balance required
- Limited transaction, interest-bearing account
- Interest rates tiered at $1000.00, $50,000.00 and $100,000.00 (see current rates)
- Service charge of $10.00 is waived by maintaining a $1,000.00 daily balance
- Limited to 6 withdrawals or transfers to another account of yours or a third party by means of a pre-authorized automatic transfer, telephone order, bill payment service, instruction, check, draft, debit card, or similar order per statement cycle
- Transaction fee of $3.00 for each debit in excess of 6 per statement cycle
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